Insurance

WSR Insurance Information

When rowing clubs affiliate to Welsh Sea Rowing they are also asked to pay a membership fee for each member of their club. Part of this fee covers the costs of Liability Insurance and Personal Accident Insurance. Both policies are supplied by Howden Insurance who are one of the few UK specialists for Amateur Sport and Recreation. A summary of both policies is shown below, the full policy document is also available for download:

Summary of Liability Cover 2021

Insured: Welsh Sea Rowing Limited
Period of Cover: 3 May 2021 to 2 May 2022
Primary/ Policy Number: HUP16 9111595
Retroactive Date: 01 January 1985
Activities: Rowing disciplines : Sliding and/or fixed seat rowing, coastal rowing, ocean rowing, surf rowing and indoor dry rowing i.e. ergometers and rowing tanks.
Club activities: Participation and administration of the sport of sea rowing including organised club events, regattas and social events and national championships.

Summary of Personal Accident Cover 2021

Insured: Welsh Sea Rowing Limited
Period of Cover: 3 May 2021 to 2 May 2022
Primary/ Policy Number: RKL142216
Insurer: Royal Sun Alliance
Category A
Insured Person: Any full or associate amateur member of the insured aged over 3 years of age resident in Britain
Operative Time: Whilst an insured person is participating in any authorised and or recognised activity of the insured of the association to which they are affiliated anywhere in the world including direct travel to and from any authorised and or recognised activity of the insured within Britain.

Category B
Insured Person: Any coach of the insured aged over 16 years of age resident in Britain.
Operative Time: Whilst an insured person is coaching full or associate members of the insured in any recognised activity of the insured or the association to which they are affiliated anywhere in the world including direct travel to and from any authorised and or recognised activity of the insured within Britain.

Incident Recording Guidelines

We would recommend that a designated person within your organisation is made responsible to record any reportable accident.

Records must be kept for at least 3 years. Names and addresses of any possible witnesses should also be recorded.

Current legislation does not specify the format of an accident register but the Accident Book BI 510 obtainable from HMSO is frequently used and is approved by the Information Commissioner for D&A Compliance.

The register must contain the following information relating to all reportable accidents or dangerous occurrences:

  • date and time of accident
  • as regards a person at work – full name; occupation; nature of injury; age
  • as regards a person not at work – full name; status [e.g. customer]; nature of injury; age
  • place where accident occurred
  • a brief description of the circumstances
  • method by which the event was reported.
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